Get Cheap Car Insurance in UK

1. Compare the insurance market. There are many online portals that can take your data and query hundreds of insurance companies within minutes, giving you a list of the cheapest car insurance companies. Still, you must be vigilant: make sure that when getting a quote you get all the services you are interested in and the amount of insurance you need. Typically, your insurance policy consists of two parts: a voluntary contribution and compulsory. The higher your voluntary contribution, the lower your premium will be. In case of an accident, you’ll first have to pay this amount and only then you will have access to the benefits of your insurance.

2. Add a second driver. It’s better to add a spouse or partner-or in extreme cases, parents-who have driving experience in England. If you add a relative to your insurance policy with limited driving experience in the UK, your insurance may increase as insurers may perceive this person to be a liability.

3. Protect your No Claim Bonus. For each full year you go without making a claim, you accrue a No Claim Bonus. Unfortunately, this feature is available only after 4 years of flawless driving. Accidents caused by another driver usually does not affect your insurance.

4. Install an alarm or immobilizer. If your car has an alarm or immobilizer installed, you can get a discount on insurance in the amount of 5{4577d647af53990bec845572d45ca6ce4e1c4c1d84124a936258afbe5e39f72e}. It is important that the installation of the system is made by certified professionals, otherwise insurers are not likely to take it into account.

5. Do not add a young, inexperienced driver to your insurance. New drivers are potentially dangerous on the road due to lack of driving experience.